Grants are financial aid that doesn’t have to be repaid unless, for example, you withdraw from school and owe a refund.

Federal Pell Grants usually are awarded only to undergraduate students who display exceptional financial need and have not earned a bachelor’s, graduate, or professional degree. A Federal Pell Grant, unlike a loan, does not have to be repaid, except under certain circumstances.

Loans are borrowed money for college or career school; you must repay your loans, with interest.

Direct Subsidized Loans are loans made to eligible undergraduate students who demonstrate financial need to help cover the costs of higher education at a college or career school.

Direct Unsubsidized Loans are loans made to eligible undergraduate, graduate and professional students, but eligibility is not based on financial need.

Direct PLUS Loans are loans made to graduate or professional students and parents of dependent undergraduate students to help pay for education expenses not covered by other financial aid. Eligibility is not based on financial need, but a credit check is required. Borrowers who have an adverse credit history must meet additional requirements to qualify. 


Southside Medical Center offers a Tuition Work Waiver Program for students enrolled in the Nursing Program at Southside College of Health Sciences. Students who have completed their first semester with a grade of “C” (80 or above) in nursing are eligible to apply. Information and applications for this program are provided at the conclusion of the first semester.